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Getting behind the wheel of your car may seem like a commonplace event, but it is likely to be the most dangerous thing you will do all day long. In the U.S., car accidents are the fifth leading cause of death. Your odds may be even higher depending on where you live and what you drive, so make sure you’re covered with an affordable¬†car insurance¬†policy.

Although you can’t control the actions of other motorists, you have a great deal of control over how you operate your vehicle. That means you can increase your chances for a safe trip by following a few simple precautions. Here are twenty helpful tips to keep you driving happy. Check out the latest semi truck auctions.

1) Focus on the task at hand.

Don’t let phones, radio, air conditioning, kids in the backseat, or a heated discussion with your spouse distract you from your job as the driver. Always pay attention to the road and your vehicle. The NHTSA states that drivers under 20 are the most prone to distractions while driving, with 11 percent involved in fatal crashes while distracted.

2) Expect other drivers to make mistakes.

Don’t trust anyone but yourself.

3) Slow down.

The 2009 U.S. Census reported 33,808 fatalities due to speeding. The faster you travel, the longer it takes to stop, and the bigger the impact when you crash. But do travel along with the flow of traffic, as long as it does not exceed recommended limits.

4) Take advantage of safety devices.

Find a car with a high safety rating and large number of air bags. Invest in the right child restraints and seat belt adjusters for your family, and don’t forget to use them. According to the CDC, “Placing children in age- and size-appropriate car seats and booster seats reduces serious and fatal injuries by more than half.”

5) Always, always, always buckle up.

Many car accident fatalities could be prevented each year, by simply wearing a seat belt. The National Safety Council says that seat belts reduce your risk of injury in a crash by 50 percent, and that 75,000 lives were saved by seat belts between 2004 and 2008. Those least likely to buckle up are teens, rural drivers, intoxicated drivers, and commercial truck drivers.

6) When in doubt, yield.

If you aren’t certain who has the right of way, err on the side of caution. If you know you have the right of way, but another motorist seems to disagree, give in. Better to lose a bit of time than to get caught in a collision. According the Insurance Institute for Highway Safety, men have a harder time yielding the right of way, with a ratio of 1.5 to 1 for ‘failure to yield’ violations.

7) Stop on red.

The leading cause of intersection collisions is running the red light. Sometimes it’s a lack of attention to the road. Sometimes it’s glare from the setting sun. Sometimes it’s just plain hurry. The best practice is to slow down before each intersection, and evaluate the situation. Never race the yellow light.

8) Use your blinkers.

Confusion is the enemy of safe driving. Make your lane changes and turns predictable and smooth, and always signal in advance. “Nationwide, neglected or improper turn signals cause 2 million car accidents a year,” says Richard Ponziani, who conducted a recent study for the Society of Automotive Engineers. Failure to signal can invalidate your insurance claim after an accident, which means you will be financially responsible for any damage caused.

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